I do not participate with any insurance companies, so the services I provide you would be considered “out of network” by your insurance company. Monthly I will summarize services and payments along with the other typical information needed by insurance companies to reimburse you. I am happy to complete any necessary insurance forms are required so that you can receive the benefits to which you are entitled; however, you (not your insurance company) are responsible for full payment of my fees.
The following is information that may be useful should you choose to use your insurance coverage. First, it is very important that you find out exactly what mental health services your insurance policy covers. You should carefully read the section in your insurance coverage booklet that describes mental health services. If you have questions about the coverage, call your plan administrator. Some helpful questions you can ask them are:
There are some situations in which I am legally obligated to take actions, which I believe are necessary to attempt to protect others from harm and I may have to reveal some information about your treatment. These situations are unusual in my practice and include the following circumstances:
If such a situation arises, I will make every effort to fully discuss it with you before taking any action and I will limit my disclosure to what is necessary. In all other situations, I will ask you for an advance authorization before disclosing any information about you. While this written summary of exceptions to confidentiality should prove helpful in informing you about potential problems, it is important that we discuss any questions or concerns that you may have now or in the future. The laws governing confidentiality can be quite complex, and I am not an attorney. In situations where specific advice is required, formal legal advice may be needed.